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Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Top Mistakes to Avoid When Saving for Your First Home
Top Mistakes to Avoid When Saving for Your First Home
Embarking on the journey to homeownership is both exciting and daunting. It's a significant milestone that requires careful planning and disciplined saving. For many Australians, buying a first home represents a dream come true, and it's essential to approach it strategically. - read more
The Great Debate: Pros and Cons of Refinancing Your Home Loan
The Great Debate: Pros and Cons of Refinancing Your Home Loan
In recent years, refinancing has emerged as a popular financial strategy for many Australian homeowners. With the housing market's dynamic nature and fluctuating interest rates, more people are considering the benefits of refinancing their home loans. This trend is not surprising, as refinancing can potentially reduce monthly payments, secure lower interest rates, and assist with debt consolidation. - read more
An Insider's Guide to Enhancing Your Credit Profile for Any Loan
An Insider's Guide to Enhancing Your Credit Profile for Any Loan
Having a robust credit profile is one of the most critical factors for financial health, especially when seeking loans in Australia. Whether you're eyeing a new car, dreaming of a home or simply want to secure a personal loan for unexpected expenses, your credit score often dictates the outcome. Not only does it influence a lender's decision to offer you finance, but it also affects the interest rates you might be charged. - read more

Finance News

Volvo and CEFC Collaborate on $70 Million Electric Truck Financing Initiative
Volvo and CEFC Collaborate on $70 Million Electric Truck Financing Initiative
17 Feb 2026: Paige Estritori
In a significant move towards sustainable transportation, Volvo Group Australia has partnered with the Clean Energy Finance Corporation (CEFC) to introduce a $70 million financing package aimed at accelerating the adoption of battery electric trucks (BETs) across the nation. This initiative seeks to address the financial barriers that have traditionally hindered the uptake of electric heavy vehicles. - read more
CEFC's $6 Million Investment Powers Woolworths' Electric Delivery Fleet
CEFC's $6 Million Investment Powers Woolworths' Electric Delivery Fleet
17 Feb 2026: Paige Estritori
The Clean Energy Finance Corporation (CEFC) has announced a $6 million investment to support the deployment of 60 battery electric trucks (BETs) for Woolworths' last-mile deliveries in New South Wales and Victoria. This initiative is part of a broader effort to reduce emissions in the transport sector and promote the adoption of electric vehicles in commercial operations. - read more
Australian Truck Market Demonstrates Resilience with Strong Year-End Performance
Australian Truck Market Demonstrates Resilience with Strong Year-End Performance
17 Feb 2026: Paige Estritori
The Australian truck and van market concluded 2025 with a robust performance, despite facing a 9.5% decline compared to the previous year's record figures. According to the Truck Industry Council (TIC), a total of 48,617 heavy vehicles were sold throughout the year, marking it as the third-best year on record for the industry. - read more

Free Loan Eligibility Assessment

Loan Amount:
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All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.


Knowledgebase
Balance Sheet:
A financial statement that summarizes a company's assets, liabilities, and shareholders' equity at a specific point in time.